Employer Family Coverage Hits $27,000 A Year
Healthcare policy group KFF finds from its annual employer survey that family premiums for employer-sponsored health insurance reached an average of $26,993 this year. On average, workers contribute $6,850 annually to the cost of family coverage. Family premiums increased 6%, or $1,408, from last year. KFF says the cumulative increase in family premiums is 26% over the past five years.
KFF finds that more workers are in HSA-Qualified Plans as average deductibles have reached $1,886 per year.
Additional articles: https://thehill.com/policy/healthcare/5567473-health-insurance-costs-rise-2025/?tbref=hp and https://www.healthaffairs.org/content/forefront/annual-family-premiums-employer-coverage-rise-6-2025-nearing-27-000-workers-paying-6 and https://www.kff.org/health-costs/perspectives-from-employers-on-the-costs-and-issues-associated-with-covering-glp-1-agonists-for-weight-loss/ and https://www.kff.org/affordable-care-act/annual-family-premiums-for-employer-coverage-rise-6-in-2025-nearing-27000-with-workers-paying-6850-toward-premiums-out-of-their-paychecks/ and https://www.kff.org/health-costs/2025-employer-health-benefits-survey/
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#employercoverage #healthcare #coverage
ICHRAs Catching Fire But Jury Still Out
Three articles on the major interest by employers in so-called ICHRAs, which allow employers to subsidize individual purchases in the Exchanges via health reimbursement accounts. Centene, the nation’s biggest Exchange insurer, and Oscar Health are bullish. Uptake is low so far and the jury is out on the novel approach. A briefer in the Peterson-KFF Health System Tracker goes deep on the ICHRA law and how it works.
Additional articles: https://www.healthaffairs.org/content/forefront/jury-still-out-ichras and https://www.healthsystemtracker.org/brief/explaining-individual-coverage-health-reimbursement-arrangements-ichras/
(Some articles may require a subscription.)
#ichra #employercoverage
https://www.fiercehealthcare.com/payers/hlth25-marketplace-insurers-still-bullish-potential-ichra
Pollster Says Extension of Subsidies Key For GOP Candidates
John McLaughlin, a Trump-aligned pollster, released a poll Wednesday that shows a majority of voters want Congress to extend enhanced Exchange premium subsidies. In addition, they would be less likely to vote for a candidate who lets those tax credits expire. A 51 percent majority polled across battleground GOP districts said they are more likely to vote for “a Democratic candidate who fought to preserve and protect the Enhanced Premium Healthcare Tax Credits” rather than “a Republican candidate who refused … and wanted them to expire.” If Republicans attempt to extend the credits, a 56% majority would be more likely to vote for a candidate for Congress who voted to preserve the tax credits.
#exchange #healthcare #coverage
https://thehill.com/homenews/house/5568239-voters-want-obamacare-tax-credits
— Marc S. Ryan
