Marc Ryan

117. The Medicare Advantage Open Season – Good News, Bad News And What The Numbers Really Say

Showing Medicare Advantage’s value, the sky did not fall on MA, but the earth shifted on the program. About The Podcast: Millions of Americans feel confused and frustrated in their search for quality healthcare coverage. Between out-of-control costs, countless inefficiencies, a lack of affordable universal access, and little focus on wellness and prevention, the system is clearly in dire need of change. Hosted by healthcare policy and technology expert Marc S. Ryan, the Healthcare Labyrinth Podcast offers accessible, incisive deep dives on the most pressing issues and events in American healthcare. Marc seeks to help Americans become wiser consumers and navigate the healthcare maze with more confidence and certainty through The Healthcare Labyrinth website and his book of the same name. Marc is an unconventional Republican who believes that affordable universal access is a wise and prudent investment. He recommends common-sense solutions to reform American healthcare. Tune in every week as Marc

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March 5, 2026

Other PBMs May Settle With FTC On Insulin Suits The Federal Trade Commission (FTC) may be close to settlement in its insulin suits with CVS Caremark and OptumRx, two of the remaining big 3 pharmacy benefits managers (PBMs). Express Scripts has already settled and any future settlements are expected to be as far-reaching in terms of impacting existing business practices. The FTC said in a court filing that it is making “significant progress” in talks with the two PBMs, Additional article: https://www.fiercehealthcare.com/payers/ftc-seeing-progress-discussions-optum-caremark-insulin-case #pbms #drugpricing #ftc https://www.healthcaredive.com/news/optumrx-caremark-progress-ftc-settlement-insulin-case/813834 Eli Lilly Launches DTC Platform Eli Lilly has officially launched Employer Connect, its direct-to-employer platform for its obesity medications. The program is aimed at supporting employer choice with multiple models. It will launch with more than 15 independent program administrators as partners. Lilly will offer Zepbound KwikPen to network pharmacies at a discounted $449 price. #glp1s #drugpricing #weightlossdrugs #employercoverage https://www.fiercehealthcare.com/payers/eli-lilly-launches-its-direct-employer-platform-obesity-drugs Hospitals Ask For Halt

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Major Developments On The Medicare Advantage Compliance Front

HHS OIG and CMS up ante on compliance There have been a number of important developments on the Medicare Advantage (MA) compliance front over the past few months. These include the release of a guidance document from the Department of Health and Human Services (HHS) Office of Inspector General (OIG) on compliance as well as the Centers for Medicare and Medicaid Services’ (CMS) 2026 program audit protocol updates. Overview of the MA-ICPG The Medicare Advantage Industry Segment-Specific Compliance Program Guidance (MA-ICPG) is a voluntary, non-binding guidance document from the HHS OIG. The document can be found here: https://oig.hhs.gov/compliance/ma-icpg/ . The guidance is meant to help MA plans and other entities to identify and mitigate compliance risks. The February 2026 guidance updates prior guidance from 1999. It is not meant to overrule or replace OIG’s separate General Compliance Program Guidance (GCPG) or CMS’s compliance program regulations for MA that can be

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March 4, 2026

Study Finds Multiply Comorbid Drive Inpatient Admissions A new report by Vizient finds that 11% of the U.S. population has multiple chronic conditions but these patients account for 52% of inpatient admissions, 35% of emergency department visits, and 32% of office visits. Patients with at least one chronic condition make up nearly 8 in 10 inpatient admissions.  Among Medicare beneficiaries, more than half of those aged 65 to 74 have at least one chronic condition, and the same is true among nearly two-thirds of those 75 and older. This creates huge cost challenges in Medicare as America ages. Controlling chronic disease states is key. #aging #medicare #hospitals #chronicconditions https://www.beckershospitalreview.com/quality/patient-safety-outcomes/11-of-us-population-accounts-for-52-of-admissions-vizient/ Employers Seeking Alternatives For Drug Price Relief With drug spending and health costs surging for employers, more and more are looking for alternatives to traditional pharmacy benefit manager (PBM) arrangements. Drug pricing platform GoodRx announced its entry into the crowded field with

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March 3, 2026

Plans Oppose Flat 2027 MA Rates In comments on the proposed 2027 Advance Notice of rates, Medicare Advantage (MA) plans say a flat rate will mean reduced benefits and services and increased out-of-pocket costs for seniors. UnitedHealth Group estimates the proposed rate increase would lead insurers to reduce benefits by more than $600 a year. AHIP says its actuary Wakely determined no-premium plans could face a 50% cut to supplemental benefits and increased out-of-pocket costs by $1,000. Premiums could increase $23 per month, resulting in a jump of more than $550 for a couple each year. The plans also argue rising utilization and costs are being ignored. In addition, Humana, insurer trade group AHIP, and the Blue Cross Blue Shield Association want the proposed changes to risk adjustment regarding chart reviews not linked to encounters to be delayed until 2028. UnitedHealth Group and the Better Medicare Alliance recommend that CMS implement

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March 2, 2026

Regional MA Plans Surged In Open Enrollment Becker’s Payer interviewed several executives at regional plans that grew tremendously during the Medicare Advantage (MA) open enrollment season as most big national plans contracted and shed lives. Medicare Advantage enrollment grew less than 1% for open enrollment, but regional plans grew by 443K while national plans dropped by 328K. Seniors benefited from the continued commitment of the regional plans. Health Alliance Plan in Michigan added more than 37,000 new enrollees in open enrollment, a 58% increase. Priority Health added more than 35,000 new members in open enrollment. SCAN Group added 127,000 new members during open enrollment. The growth pushed SCAN into the top 10 nationally among MA plans. Alignment Healthcare grew 31% year over year in 2025 to roughly 276,000 total members. Network Health grew 37% during open enrollment to 126,000 total MA members. #medicareadvantage #enrollment https://www.beckerspayer.com/payer/medicare-advantage/were-running-in-when-others-are-running-out-stability-drives-record-growth-for-regional-medicare-advantage-plans/ Elevance Health Frozen Over Risk

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Affordability Studies Summarized

Studies on affordability show the crisis in America With affordability dominating the headlines and healthcare as high as number two in midterm election polls, I wanted to do a quick blog on recent healthcare affordability studies – some of these previously mentioned in these pages. KFF Employer Survey Healthcare policy group KFF annually surveys employers on healthcare cost trends. The survey released in October showed the recent trend of huge surges in utilization and overall employer costs for healthcare. KFF found the following: Rice University/Baylor College of Medicine Researchers from Rice University and Baylor College of Medicine looked at worker contributions to employer coverage over time. It found the following: The Commonwealth Fund The Commonwealth Fund analyzed national data from 2024. It found the following: KFF on non-employer Exchange coverage KFF looked at the impact of the expiration of the enhanced premium subsidies at the end of 2025 on overall

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February 27, 2026

Independent Physicians Embrace PE A good article discussing the plight of independent physician practices. With about half of physicians now owned by health systems and many of the remainder owned by public equity and health plans, standalone practices are suffering. Medicare rates have increased just 10% since 2001, yet costs are up for practices by 63% in that time. Medicare rates drive commercial rates. Independent practices are getting creative to survive, including teaming up with public equity firms that own medical service organizations and tapping into their services and capital, while remaining free-standing. (Article may require a subscription.) #physicians #independentpractices https://www.modernhealthcare.com/providers/mh-independent-physicians-private-equity-partnerships/ Centene Wants More Flexibility To Combat Fraud Centene is asking the Centers for Medicare and Medicaid Services (CMS) to empower insurers to tackle fraud. It wants the agency to ease a “complex web of regulations.” In part Centene wants to be able to suspend payments to providers without waiting

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February 26, 2026

MA Plans Object To Flat 2027 Rates The Medicare Advantage (MA) community was shocked by the near-flat rates that the Centers for Medicare and Medicaid Services (CMS) proposed for 2027. MA plans are now laying out the potential impacts in comments on the proposed regulation. The rate hike was computed at just 0.09% due to two new risk adjustment reforms – one embedded in the new v28 model and another that bars risk scoring unless diagnoses also appear on submitted provider encounters. The changes wiped out the economic growth increase. Various MA plan trade groups were unanimous in saying that the rate as is could undermine the program yet again. Major health plan trade group AHIP said in comments to the proposed rule that the flat rate “risks undermining CMS’ goal of providing beneficiaries with stable, affordable choices during the annual enrollment period.” It noted sharply rising medical costs and

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116. The 2027 ACA Exchange Rule – Structural Reset or Risky Gamble?

The 2027 ACA Exchange rule will create some seismic changes in healthcare. Is it a structural reset or risky gamble? About The Podcast: Millions of Americans feel confused and frustrated in their search for quality healthcare coverage. Between out-of-control costs, countless inefficiencies, a lack of affordable universal access, and little focus on wellness and prevention, the system is clearly in dire need of change. Hosted by healthcare policy and technology expert Marc S. Ryan, the Healthcare Labyrinth Podcast offers accessible, incisive deep dives on the most pressing issues and events in American healthcare. Marc seeks to help Americans become wiser consumers and navigate the healthcare maze with more confidence and certainty through The Healthcare Labyrinth website and his book of the same name. Marc is an unconventional Republican who believes that affordable universal access is a wise and prudent investment. He recommends common-sense solutions to reform American healthcare. Tune in

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