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July to August 2025 Medicare Advantage Enrollment

A quick blog to tell you about enrollment growth in Medicare Advantage (MA) from July 2025 to August 2025. MA growth slowed down from 2024 to 2025 because of the financial woes of the MA industry. But the rolls are still growing due to aging and the popularity and value of MA compared with the archaic traditional Medicare (fee-for-service) program. What do the latest statistics show? Growth from January 2024 to February 2025 was 4.39% or 1.468 million. (I used February 2025 because of issues with the January 2025 statistics). Enrollment in MA reached 34.941M in February 2025. In August 2025, it reached 35.528M. MA enrollment grew about 91K from July to August and about 587K from February to August. How did Big MA do? From January 2024 to February 2025, Big Plan MA enrollment performed very poorly because of retrenchment among some of these plans. Big MA grew by

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August 15, 2025

Medicare Beneficiaries To See Part D Premium Hikes Medicare enrollees in standalone Part D plans (PDPs) will see premium hikes in 2026. Premium hikes could be up to $50, although most will see something less. Increases might also hit those who enroll in a Medicare Advantage (MA) Part D. The premium hikes occurred in 2025 and to a lesser degree in 2024. Spikes will be higher in 2026. The reason for the premium hikes include: The Trump administration was in a tough spot, inheriting a mess from the Biden CMS. The move to continue the stabilization program but at lower levels is not unreasonable despite the impact on enrollees. #medicare #medicareadvantage #partd #pdp https://kffhealthnews.org/news/article/medicare-part-d-premiums-rising-reasons/ On Drug Tariffs And Onshoring Eli Lilly is speaking out against proposed tariffs on pharmaceuticals, saying they could increase drug costs and restrict patient access. I would agree this is the case on generic drugs for sure.

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August 14, 2025

Humana And DrFirst Team Up On Care Gaps Humana and healthcare technology company DrFirst announced an expansion of their relationship aimed at closing care gaps. Humana suffered a huge loss of Star power in 2025. The focus initially will be boosting the use of statins among eligible members who are diabetics or have cardiovascular disease. DrFirst embeds in a physician’s electronic medical record system. Additional article: https://www.fiercehealthcare.com/payers/humana-taps-drfirst-new-program-aimed-gaps-care-patients-chronic-needs #medicareadvantage #quality #stars #humana https://www.beckerspayer.com/payer/humana-drfirst-partner-on-program-targeting-chronic-conditions Interoperability And Digital Health Goals Complicated The Trump administration wants to modernize healthcare through the use of interoperability and digital health, but it faces a number of policy issues and challenges. Experts applaud the commitment but say that a clear set of priorities are needed. The proposals are far-reaching, and prioritization is key to making progress. It also must settle some simmering unanswered challenges with clear policies, such as patient privacy, security, information blocking, and more. #interoperability #healthcare

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What Is In Store For Medicare Advantage in 2026?

We are approaching the Medicare Advantage (MA) open enrollment season in October and many are asking what will happen in the program in terms of benefits, products, and geography. It is a good question given all of the member impacts in 2025 when major players and others significantly contracted or exited the program. MA is growing overall and that will remain the case Notwithstanding the significant financial turmoil of MA plans of late, the MA program is growing. That will not change. Since January 2020, MA enrollment has grown from 23.93 million to 35.44 million in July 2025, a growth of 11.51 million. From January 2020 to January 2024, average growth was 10%, ranging from 6% to 11%. Growth from January 2024 to February 2025 did come down considerably to 4.4%. Since February, MA continues to grow at a healthy pace overall. Between February and July, almost 500,000 lives were

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August 13, 2025

Recap Of Q2 Health Plan Financials A good recap in Modern Healthcare on Q2 financial results of big health plans and strategies they are employing to get back to margin. The secret in Medicare Advantage (MA) will be to prioritize margin over enrollment and growth. United and Aetna have already sent word they will pare back offerings. The secret in Medicaid will be strong lobbying efforts in each state for rates and to offset program reductions. Premium increases will dominate the Exchanges. I especially liked Elevance Health’s promise to continue legal challenges against providers on the No Surprises Act independent dispute resolution process. Bravo. It is abused by a small group of providers. In general, the provider-friendly process will drive up prices throughout the system. (Article may require a subscription.) #healthplans #margins #medicareadvantage #medicaid #exchanges https://www.modernhealthcare.com/insurance/mh-aetna-cigna-unitedhealth-centene-q2-earnings Optum Acquires More Docs Optum has acquired Kingsport, Tenn.-based Holston Medical Group. The 200-provider

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August 12, 2025

Exchange Enrollment Fraud Examined Conservatives in and out of government made a case that there was major fraud in Exchange enrollments, especially after subsidies became more generous. The Paragon Health Institute and other conservative healthcare policy outfits did a great deal of research and it does seem credible. The GOP Congress was convinced and made some major changes to eligibility and enrollment in the Exchanges in the budget reconciliation bill. Congress also did not act to extend more generous premium subsidies set to expire at the end of the year. Now, the Centers for Medicare and Medicaid Services (CMS) has published data that continues to fuel the narrative of rampant broker fraud. Plans were sent data by CMS that found that 35% of enrollees did not have a claim in 2024. Before the pandemic, the data showed about 22% to 24% of enrollees did not have a claim. The phenomenon

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August 11, 2025

Providers Readying Opposition To 340B Pilot Providers say they are in store for significant cash flow and operational problems if a 340B pilot proposed by the Health Resources and Services Administration (HRSA) goes into effect. Given interest in reform, HRSA proposed a voluntary pilot to allow brand drug makers to convert to a rebate on a small subset of drugs as opposed to an upfront discount in the drug discount program. The program is meant to help ensure availability of drugs to lower income populations. The 340B program pricing is 25%-50% less. Providers fear the pilot will eventually become how the entire program is run. Brand drug makers support the change as they feel the program is not living up to the original intent. Indeed, studies show that eligible providers, often hospitals, are not extending the discounts to low-income populations and instead are pocketing the discount. Indeed, some studies suggest

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What Explains The Insurance Meltdown?

At base, many national players just totally botched running a healthcare business A number of readers have asked me to put the national insurer meltdown in context. What explains the meltdown and how could insurers go from the envy of investors to hitting nearly rock bottom? My quick answer is that it is two-fold. First, some outside forces came to bear that chopped away at insurer margins. But second, and perhaps more important, most of these national health companies got greedy and lost their financial discipline. Outside forces The outside forces are a bit easier to articulate. The outside forces are both utilization increases and some government actions. Utilization and inflation hikes – Insurers had it good financially during the COVID pandemic. While they had the expenses of COVID treatment, regular healthcare utilization plummeted, especially in 2020 and 2021. Since the end of the pandemic, we have seen huge spikes

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August 8, 2025

Eroding Employer Coverage Squeezes Average Americans A good Health Affairs Forefront Blog on eroding employer coverage and the impact on the lowest tier of working Americans. The article does a good job of discussing the chasm between what private healthcare coverage pays providers and what government programs pay. It notes that statistics bear out that price and not utilization largely drives spending growth in the employer market. It says U.S. hospitals charge privately insured patients nearly 2.5 times more than what Medicare pays for the exact same service. The articles disclaims that there is a cost-shift, but instead says it is related to provider market power. Well, I still think there is a cost-shift to some degree that is occurring, but I can also buy the author’s market power argument. The article notes that the price differences are a systemic issue and those who ultimately pay the price are “workers

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August 7, 2025

Paragon Seeks More Healthcare Changes Paragon Health Institute is riding a wave of success after many of its core healthcare proposals ended up in the recent budget reconciliation bill. It is busy defending the legislation but also pushing for more reforms in a possible second budget bill. Paragon is now pushing the following for inclusion: #healthcare #healthcarereform #medicare #medicaid #medicareadvantage #exchanges https://www.fiercehealthcare.com/payers/conservative-policy-shop-paragon-health-previews-next-health-reform-priorities Aetna To Contract In MA Again After contracting products in MA dramatically in 2025, Aetna has announced it will end nearly 90 MA plans across 34 states in 2026. Preferred Provider Organization (PPO) products are being targeted. Further, health systems that sponsor Medicare Advantage (MA) plans are looking for opportunities to expand as big national plans reduce their enrollment by several million over the past few years and now into 2026. As was previously announced, UnitedHealthcare will shed as many as 600,000 lives in MA in 2026. Additional

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