The question of whether insurers, especially those with Medicare Advantage, would fare better under a Trump or Harris administration is a tough one. Here are my pros and cons for each candidate from a health plan standpoint.
About The Podcast:
Millions of Americans feel confused and frustrated in their search for quality healthcare coverage.
Between out-of-control costs, countless inefficiencies, a lack of affordable universal access, and little focus on wellness and prevention, the system is clearly in dire need of change.
Hosted by healthcare policy and technology expert Marc S. Ryan, the Healthcare Labyrinth Podcast offers accessible, incisive deep dives on the most pressing issues and events in American healthcare.
Marc seeks to help Americans become wiser consumers and navigate the healthcare maze with more confidence and certainty through The Healthcare Labyrinth website and his book of the same name.
Marc is an unconventional Republican who believes that affordable universal access is a wise and prudent investment. He recommends common-sense solutions to reform American healthcare.
Tune in every week as Marc examines the latest developments in the space, offering analysis, insights, and predictions on the changing state of healthcare in America.
About The Episode:
On this episode, Marc discusses whether insurers, especially those with Medicare Advantage, would fare better under a Trump or Harris administration. The question is multi-faceted and is a tough one. He discusses the pros and cons for each candidate from a health plan standpoint.
Key Takeaways:
The question of whether insurers, especially those with Medicare Advantage, would fare better under a Trump or Harris administration is a tough one.
Here are my pros and cons for each candidate from a health plan standpoint.
Trump is more friendly to private health plans and delivery.
He is a strong proponent of Medicare Advantage and supports its growth.
However, Trump is anti-coverage expansion, which impacts plans’ growth in the future. He could take an axe to Medicaid and the Exchanges.
Enhanced premium subsidies in the Exchange would die under Trump in 2026.
Harris is pro-coverage expansion and would continue to expand Medicaid and
the Exchanges.
She would advocate for the continuation of enhanced premium subsidies in the Exchange.
However, Harris has a mixed record on support for private health plans and delivery.
Harris and the Democrats are less supportive of Medicare Advantage and would likely reduce revenue and the scope of the program.
Anti-trust investigations and close scrutiny of plan and provider consolidations would occur under Harris.
Both candidates could be forced to target MA for some reductions and continue drug price reforms.
So, it is a mixed bag. Trump is a greater proponent of private health plans but anti-coverage expansion. Harris is less enamored with private health plans but pro-coverage.
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Resources
The Healthcare Labyrinth: A Guide to Navigating Health Plans and Fixing American Health Insurance
