Each year I help people make their open enrollment decisions. These stories tell us just how unaffordable healthcare is in America.
About The Podcast:
Millions of Americans feel confused and frustrated in their search for quality healthcare coverage.
Between out-of-control costs, countless inefficiencies, a lack of affordable universal access, and little focus on wellness and prevention, the system is clearly in dire need of change.
Hosted by healthcare policy and technology expert Marc S. Ryan, the Healthcare Labyrinth Podcast offers accessible, incisive deep dives on the most pressing issues and events in American healthcare.
Marc seeks to help Americans become wiser consumers and navigate the healthcare maze with more confidence and certainty through The Healthcare Labyrinth website and his book of the same name.
Marc is an unconventional Republican who believes that affordable universal access is a wise and prudent investment. He recommends common-sense solutions to reform American healthcare.
Tune in every week as Marc examines the latest developments in the space, offering analysis, insights, and predictions on the changing state of healthcare in America.
About The Episode:
On this episode, Marc discusses the counseling he does to help people make their open enrollment decisions. These stories tell us just how unaffordable healthcare is in America.
Key Takeaways:
Each year I help many people make their open enrollment decisions.
One person just got a subsidy due to a quirk in the law in states that did not expand Medicaid under the Affordable Care Act. But the stats show that a reasonable Silver plan still costs over $800 per month for age 30.
One person’s income will now mean he does not get any subsidy if the enhanced premium subsidies expire. He will pay about $20,000 in premiums for a family of two before and deductibles or cost-sharing.
I helped two elderly people find the right Part D coverage even with the major financial challenges in the program.
One person is 63 and desperately awaiting Medicare coverage. She relies on the Exchanges and given her income and age can only afford a Bronze plan with limited upfront coverage right now.
Statistics in the employer, Exchange, and Medicare worlds all show rising unaffordability of healthcare.
It is time to reexamine minimum essential benefits, provider pricing in healthcare, and how we think about comprehensive coverage.
Rich benefits ae useless if you cannot afford the policy or use the benefits.
Connect With Marc:
Resources:
The Healthcare Labyrinth: A Guide to Navigating Health Plans and Fixing American Health Insurance
